Harold Lindsay master gemologist

Harold Lindsay
Master Gemologist

Master Gemologist Appraiser. Registered Master Valuer Program (RMV). G.G., C.A.P.

Hello aprraisal seeker! 

Have a read through our FAQs for further information about how an appraisal works, the technology behind appraising, and also for information on selling your personal items

To book an appointment head over to our Bookings Page. I look forward to meeting you and appraising your items. 

Harold

Book Appointment

Frequently Asked Questions

What is a jewelry appraisal?
What should an appraisal include?

The most common reason for obtaining an appraisal is for insurance purposes (i.e. insuring against loss, theft, or damage).

How much should a jewelry appraisal cost?

Visitor our booking calendar page and select a time that suits you. All appraisals are carried out on the same day. We will not hold your items overnight. 

How do I book an Appraisal?

Jewellery appraisal fees vary according to the complexity of the item being appraised and the intended use of the appraisal. As professional appraisers we strive to provide thorough and detailed appraisals and charge a fair fee according to the job done.

Most items are charged on a per item basis although an hourly rate can be negotiated for certain services, such as consultations or out of office jobs.

We will provide you with an estimate of the fees for your appraisal before any work is done. See “Contact” for more information

Note: In accordance with CJA (CAP) rulings we do not charge a percentage fee based on the value of the items being appraised.

Why should a consumer get a jewelry appraisal?

The jewelry appraisal should include the following:

Appraiser Information

Credentials
Date of appraisal
Date of examination of item (if different from date of appraisal)
Printed name and signature of appraiser or authorized representative.

Descriptions:
Name and address of person or firm for whom the appraisal was prepared
Type of item
Verification of authenticity
Quantity of pieces
Gender style (if applicable)
Metal & content analysis
Spot metals prices
Trademarks, hallmarks and quality marks
Detailed description of all stones (within limitations
– very small stones cannot be described individually)
Total gross weight of item
Photograph(s)
Currency used
Equipment used
Disclosure/limiting conditions (if applicable).

What you can expect at your in person appointment?
  • A discussion with master appraiser Harold Lindsay on the purpose of your appraisal or report. This helps determine the nature of the appraisal.
  • An estimate of charges before moving forward. Your fee is based on the time involved, or the number of pieces requiring appraisal, but not the percentage of the value.

IGL is committed to protect your valuables by providing premium same-day service and the most accurate information available for appraising jewellery and gemstones. Your valuables are never kept overnight

Find (link to map) Imperial Gem Lab conveniently located in Vancouver at the corner of Boundary and Kingsway at the Central Park Business Centre (across from Central Park and the Telus building). Metered and free parking is available around and below the building.

What is a Fair Market Value Appraisal?

Fair Market Value as defined by U.S. Treasury regulations is “The price at which the property would change hands between a willing buyer and a willing seller, neither being under and compulsion to buy or sell and both having a reasonable knowledge of the relevant facts”

Fair market value is used in making appraisals for:

  • Estate
  • Divorce
  • Probate
  • Donation
What is a Registered Master Valuer Tm?

The Registered Master Valuer designation is earned by qualified gemologists who have successfully completed the Master Valuer Program, a comprehensive appraisal program which includes learning appraisal methodology for writing appraisals of all types – insurance, estate, donation, probate. The latest trends, laws, and new technologies are all discussed in the course curriculum.

The RMV program is recognized by every responsible gem and jewelry organization in the world and is endorsed by the Canadian Jewellers Association.

Harold Lindsey is a Registered Master Valuer with the Registered Number 0 090710144.

Why should a consumer get a jewelry appraisal?

The most common reason for obtaining an appraisal is for insurance purposes (i.e. insuring against loss, theft, or damage)

What is a Certified Appraisal Professional-CJA (CAP)?

Canadian Jewellers Association has established a set of requirements and a series of practical and theoretical examinations that test the appraising skills of jewelers and gemologists. In addition to obtaining a gemologist designation from a recognized institution the applicant must provide proof of education in jewelry appraisal sciences. Upon successful completion of all criteria, these jewelers and gemologists are considered qualified and are empowered to emboss their appraisals with the following seal, signifying their title as a Certified Appraisal Professional-CJA (CAP).

How Do I Insure My Jewellery?

Your jewelry is precious and brings you great joy, but what if one day it disappeared? Replacing your jewelry can be very expensive.

Jewellery Insurance is a prudent means of protecting yourself from such unfortunate events.

Household Insurance Policies

Your household insurance policy includes basic coverage against jewelry theft. Usually there is a maximum amount covered under this type of policy, up to approximately $5000.00 for any single event. Although jewelry appraisals are not required undera household policy, the coverage is very limited. If for instance your jewelry is stolen away from home this policy will not cover your loss.

To properly cover your jewelry against loss, theft or damage you need to insure it individually within your household policy. This is called scheduling your jewelry or adding a rider to your policy. By scheduling your items you will be able to extend your policy to cover against “all perils” such as damage to your diamond, mysterious disappearance and even theft or loss while away from you home. Scheduling your jewelry requires a Replacement Value Appraisal Report. This report should be carried out by a qualified gemologist who is experienced with jewelry valuations. Imperial Gem Lab can supply you with this service.

For further information on household insurance policies please contact your insurance agency. To source an insurance agent in your area,access the following link to the Insurance Bureau of British Columbia web site.

Stand alone jewelry insurance policies

What if you wish to insure your jewelry but you don’t have a household insurance policy. Your one carat diamond engagement ring needs coverage now but you don’t have a permanent residence yet. Although most insurance companies do not offer stand alone jewelry polices, one company that does is Jewelers Mutual Insurance Company. Their Perfect Circle™ Jewellery Insurance policy acts in a similar manner to a household scheduled jewelry policy but without the need for household insurance. In addition your PerfectCircle policy has a unique “Loose stone” coverage in the event your unmounted gem stone is accidently damaged while being set by your jeweller. Normally the jeweller/setter will not cover your stone against damage. To learn more, visit “PerfectCircleInsurance.ca” where you can receive a no-obligation quote and online application.

How should a consumer choose an appraiser?

Canadian Jewellers Association (CJA) recommends that you select an appraiser who is a Certified Appraisal Professional-CJA (CAP). CJA is the national jewelry trade association that builds trust, awareness, understanding and desirability for Canadian jewelry products. CJA is the voice of the Canadian jewelry industry. A full list of current CAP-CJA members can be obtained by visiting the CJA website located at www.canadianjewellers.com.

For any other questions please call  604-771-7794 or
e-mail info@imperialgemlab.com